MoneySmarts simulates a year of family financial planning and decision making within 8 to 10 class periods. Students are grouped into families that include a wage earner, a financial manager, and a dependent. The families develop 12 monthly spending plans based on needs, wants, values, goals, and resources. They deal with unpredictable elements of money management through randomly selected monthly emergencies and quarterly financial bonuses. This book's reproducible pages give you all the materials you need to set up and run the game. You get a page of financial concepts, outlines of family incomes and expenses, planning sheets for each month, paychecks, slips for the financial emergencies and bonuses, worksheets, and a final quiz. Detailed instructions and evaluation suggestions help you present this simulation easily and effectively in your classes.
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